You’re eligible for ACA Marketplace coverage if you’re a U.S. citizen or legal resident, not incarcerated, and not eligible for other public programs like Medicare. Your household income and family size may also qualify you for subsidies.

You can change plans only during the Open Enrollment Period or if you qualify for a Special Enrollment Period due to life events like marriage, job loss, or having a baby. Outside these periods, changes aren't allowed.

Yes, prescription drug coverage is one of the essential health benefits included in all ACA plans. It helps lower the cost of medications and ensures access to necessary treatments.

You can check if your doctor is covered by reviewing the plan’s provider network before enrolling. Most insurance websites or licensed agents can help verify if your preferred doctor is in-network.